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Introducing SafetyNet Credit - Flexible affordable credit


Our sister brand SafetyNet Credit offers a revolving line of credit with credit limits up to £500 (£1,000 for existing users).

If approved, your available credit limit is there to use whenever you need it, no need to reapply. Transfer money into your bank account within 15 minutes using our website or mobile app. SafetyNet Credit offers a permanent revolving line of credit with no minimum or maximum repayment terms. Representative 68.7% APR.

We have helped over 333K customers so far and have extended £967m of credit.

Representative Example:

0.8% per day for up to 40 days (292% per annum, variable)
68.7% APR (variable)
For free independent money advice, see moneyadviceservice.org.uk

Money management dashboard

All customers get a dashboard showing their Spending Breakdown; the categories of a customer’s spending habits over the past 30 days. You can click a category to see sub-categories, or drill down further to see individual transactions.

Your account stats show spending habits and where the set protection level kicks in.

Already have a SafetyNet Credit account?

The Benefits of SafetyNet Credit

  • Repayments taken when you have sufficient funds in your account
  • A SafetyNet app so you can borrow on the go
  • Takes only 15 minutes to transfer from your credit line
  • Automatic borrowing to help protect you from unauthorised overdraft charges
  • Revolving credit line, no need to reapply
  • There are no additional fees or charges


  • A UK resident aged 18 or over
  • Have a salary or other regular income
  • Have a current account with internet banking
  • Not already a Tappily customer

What SafetyNet credit customers are saying

Don’t just take our word for it

Quick and efficient service

Quick and efficient service. Very pleased

Very quick transfers and easy to use

Very quick transfers and easy to use

Very quick and easy process I would…

Very quick and easy process I would recommend this company

Was really good of yous to lend me the…

Was really good of yous to lend me the money. But I didn’t relise I had already said cash advance and then transferred the lot in all together so now I’ll have to pay all back. But I guess I’ll learn from the next time :)

Easy to use!

Easy to use! No fuss, no messing, as soon as you register you get a decision and the money was in my bank within hours!

Really efficient and flexible way of…

Really efficient and flexible way of borrowing money with capped interest.

Based on 10375 reviews, Click here to see more reviews from Trustpilot

SafetyNet Credit has achieved a score of 90 out of 100 from 10375 TrustPilot reviews over the last 12 months.

Multi Award Winner