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Introducing SafetyNet - Flexible affordable credit


Our sister brand SafetyNet offers a revolving line of credit with credit limits up to £500 (£1,000 for existing users).

If approved, your available credit limit is there to use whenever you need it, no need to reapply. Transfer money into your bank account within 15 minutes using our website or mobile app. SafetyNet offers a permanent revolving line of credit with no minimum or maximum repayment terms. Representative 68.7% APR.

We have helped over half a million customers so far and have extended £1.5bn of credit.

Representative Example:

0.8% per day for up to 40 days (292% per annum, variable)
68.7% APR (variable)
For free independent money advice, see moneyadviceservice.org.uk

Money management dashboard

All customers get a dashboard showing their Spending Breakdown; the categories of a customer’s spending habits over the past 30 days. You can click a category to see sub-categories, or drill down further to see individual transactions.

Your account stats show spending habits and where the set protection level kicks in.

Already have a SafetyNet account?

The Benefits of SafetyNet

  • Repayments taken when you have sufficient funds in your account
  • A SafetyNet app so you can borrow on the go
  • Takes only 15 minutes to transfer from your credit line
  • Automatic borrowing to help protect you from unauthorised overdraft charges
  • Revolving credit line, no need to reapply
  • There are no additional fees or charges
  • Upgrades to Tappily, for customers who manage their account well and would like access to cheaper rates. Find out more


  • A UK resident aged 18 or over
  • Have a salary or other regular income
  • Have a current account with internet banking
  • Not already a Tappily customer
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